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SnapMarket Pay
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Instant 1-Click Checkout
No more waiting for bank SMS OTPs or slow gateway redirects during high-demand Flash Deals. Check out in under 1.5 seconds directly with your wallet balance.
10-Minute Return Refunds
Avoid the standard 3-7 day card refund wait. As soon as your return parcel is scanned at your door, funds are credited immediately to your SnapMarket Pay balance.
Cashback & Coins Booster
Earn up to 5% bonus SnapMarket Coins and extra voucher multipliers on all wallet transactions. Redeem coins 1:1 on your next purchases.
📜 Wallet Limits & RBI KYC Verification Tiers
| Account Tier | Monthly Limit | Required Documents | Transfer to Bank |
|---|---|---|---|
| Minimum KYC | Up to ₹10,000 / month | Mobile OTP + PAN Number / Voter ID self-declaration | Purchases only (No bank withdrawal) |
| Full KYC Verified | Up to ₹2,00,000 balance | Instant Aadhaar e-KYC or 2-minute Video KYC verification | Free 0-fee withdrawal to any Indian bank |
💳 SPayLater (Buy Now, Pay Later)
1
Instant Digital Credit Approval
SPayLater provides instant revolving credit lines ranging from ₹5,000 up to ₹1,00,000 in partnership with RBI-licensed NBFCs and digital lending institutions (including IDFC First Bank and Aditya Birla Finance). Approval takes under 60 seconds with your PAN and basic employment details.
2
Repayment Cycles & Zero-Interest Terms
Your monthly bill is generated on the 1st of every month with a due date of the 5th. If paid in full within the billing cycle, you enjoy 0% interest. For larger purchases, you can convert your bill into low-cost 3, 6, or 12-month installment plans directly inside the app.
How to activate SnapMarket Pay?
Go to Me > SnapMarket Pay on your profile or tap the wallet balance in your topbar. Click Activate Wallet, enter your mobile OTP, and add money instantly using any UPI app or Net Banking.
